ACCEPTANCE OF TERMS AND CONDITIONS:

Welcome to dialonfinancialservices.com. All information and services displayed on the dialonfinancialservices.com website constitute an “invitation to offer”. Your request for availment constitutes your offer which shall be subject to the terms & conditions as listed below. All the terms & conditions form an Agreement regulating our relationship with regard to use of online transactions.

All the terms and conditions must be read very carefully. If you do not agree to any of the terms and

Conditions, you should not use this service. Your use of a Site shall constitute your acceptance of these terms and you also agree to be bound by any such changes/revisions. By using this facility, you accept that this will form a legal binding agreement between you and DOFS.

Definitions:

“Agreement” means the terms and conditions as detailed herein including all schedules, appendices,

annexure, Privacy Policy, and will include the references to this Agreement as amended,\ supplemented, varied or replaced from time to time.

“User”/ “You” means and includes you and/or any person or an entity including using or accessing the

Services provided on this Site.

“Site” means the online transaction platform owned and operated by DOFS which provides a venue to the users of DOFS to buy the products/services listed on www.dialonfinancialservices.com

“Product/s” connotes services that appears in our website www.dialonfinancialservices.com where the user/ applicant can fill the form online and services promoted / displayed on the Site and offered for any use / sale. “DOFS” means DIAL ON FINANCIAL SERVICES.

Eligibility:

You represent and warrant that you are competent and eligible to enter into legally binding agreement and have the requisite authority to bind the other party to this Agreement. You shall not use this Site if you are not competent to contract under the applicable laws, rules and regulations

Modification of Terms and conditions of Service:

DIALON FINANCIAL SERVICES may at any time modify the terms and conditions (“Terms”) of the Service without any prior notification to you. You can access the latest version of the Terms at any given time. You should regularly \review the Terms. In the event wherein the modified terms are not acceptable to you, you should discontinue using the service. However, if you continue to use the service you agree to accept and abide by the modified Terms. Your use of a Site after any amendment to the Terms of Use shall constitute your acceptance of these terms and you also agree to be bound by any such changes/revisions.

Electronic Communication

When you visit www.dialonfinancialservices.com or send e-mails to us or give us your feedback, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Privacy Statement

We are committed to protecting your privacy. Utsaah Dial On Service Private Limited privacy policies explain how we treat your personal data and protect your privacy when you use our Services. By using our Services, you agree that DOFS can use such data in accordance with our privacy policies. Only authorized employees within the company who, in the course of their duties, can access and use information collected from individual customers.

Purchases

If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your NAME, MOBILE NUMBER, EMAIL ID, and ADDRESS.

Business uses of our Services.

Business uses of our Services

If you are using our Services on behalf of a business, that business accepts these terms. It will hold harmless and indemnify DIAL ON FINANCIAL SERVICES and its affiliates, officers, agents, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including any liability or expense arising from claims, losses damages, suits, judgments, litigation costs and attorneys’ fees.

Cancellation Policy

A minimum of 24 hours’ notice of cancellation is required. Such notice may be given, in person, by email, mobile phone, text message and/or fax, or by any other means, and will be accepted subject to written confirmation. We reserve the right to charge a cancellation fee of 5% to cover any administrative costs.

Refunds Policy

No refund will be offered when a service is deemed to have commenced and is, for all intents and purposes, in progress. Any amount paid to us that constitutes payment for the provision of unused Services, will be refunded.

Links others website

Our Service may contain links to third-party web sites or services that are not owned or controlled by DOFS.

DOFS has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. The opinions expressed or material appearing on these websites are not necessarily shared or endorsed by us and should not be considered as the publisher of such opinions or material. Please note that we are not responsible for the privacy practices or content of these sites. We encourage our users to be aware when they leave our site and to read the privacy statements of these sites.

You should evaluate the security and reliability of any other site linked to or accessed through this site before disclosing any personal information to them. This company will not accept any liability for any loss or damage, in any manner whatsoever, regardless of the cause, resulting from your disclosure of personal information to third parties.

You further acknowledge and agree that [COMPANY NAME]. Shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

Credit card details

To avail of and use the Services you will have to register with DOFS with detail of your information like email-id, name, mob/Tele No, address. And then you have the option to pay the amount with online payment option. As a part of service buy process you agree to provide credit card/Debit card details etc. You agree, understand and confirm that the credit card details provided by you for availing of services offered by Razor Pay will be correct and accurate and you shall not use the credit/Debit card which is not lawfully owned by you. You represent that you have valid rights and title in any and all Contents/Credit/Debit Card details that you submit on the Site, that you have not infringed on any right over the same belonging to any party and further that you will indemnify DOFS or its affiliates for all claims arising out of any content/Credit/debit Card details that you post on the Site. You further agree and undertake to provide the correct and valid credit/Debit card details to DOFS. DOFS will not be liable for any credit/debit card fraud. The liability to use a card fraudulently will be on the user and the onus to ‘prove otherwise’ shall be exclusively on the user.

You acknowledge and agree that DOFS may preserve Content and the said information will not be utilized and shared or disclosed by DOFS with any third party unless required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to:

(a) Comply with legal process, law, regulation or court order;

(b) Enforce the Terms and Conditions of this agreement;

(c) Respond to claims that any Content/ credit/Debit card details violates the rights of third-parties;

(d) Respond to your requests for customer service; or Charges:

Non-Delivery or late delivery due to mistakes of user:

In case of non-delivery or late delivery due to a mistake by the user (i.e. writing or incomplete name or address or recipient not available), any extra charges incurred for re-delivery shall be claimed from the user placing the requests.

Relationship

None of the provisions of the User Agreement shall be deemed to constitute a partnership or agency

Between you and DOFS and you shall have no authority to bind DOFS in any manner, whatsoever.

Governing Law and Jurisdiction

This agreement and the relationship between you and FSM shall be is governed and construed in

Accordance with the Laws of India without regard to its conflict of law provisions. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Himachal Pradesh, India, in all disputes arising out of or relating to the use of the sites/services.

Settlement of Disputes

Without prejudice to any provisions in the terms and conditions herein, any dispute or difference arising out of or touching this agreement shall be settled amicably in the First instance. Unresolved disputes or differences shall be referred to a Sole Arbitrator to be appointed/nominated by DOFS. The arbitration shall be governed by the (Indian) Arbitration and Conciliation Act, 1996 and any modifications thereon and rules made there under and the law governing the same shall be Indian Laws. The Seat of arbitration shall be at Himachal Pradesh or at the sole discretion of the DOFS.

Force Majeure

DOFS shall have no liability to you for any interruption or delay in access to the Site AND service

irrespective of the nature of the cause.

Indemnity

You shall indemnify and hold harmless FSM and its respective officers, directors, agents, and employees, from any claim or demand, or actions including reasonable attorneys’ fees, made by any third party or penalty imposed due to or arising out of your breach of these terms and conditions.

Acceptance of Privacy Policy

By using DOFS’s sites and services, you signify your acceptance of this Privacy Statement. If you do not agree or are not comfortable with any policy described in this Privacy statement, your only remedy is to discontinue use of DOFS sites. We reserve the right, to modify this Privacy Statement at any time.

Entire Agreement

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter.